RSSA Certified Social Security Analyst
12 Years Licensed & Independent
The Gloria Agency
Medicare, ACA & Social Security Help — From an Agent Who Lives in The Community
Serving Rockford and northern Illinois since 2014, I'm an independent bilingual insurance agent helping seniors, families, and small businesses find coverage that actually fits their lives.
12 Years Licensed & Independent
Nearly 90 Google Reviews
Bilingual: English & Spanish
RSSA Certified Social Security Analyst
8 Carriers · 75 Plans in the Rockford Area
Finding the right Medicare or health insurance plan shouldn't feel like a second job. Whether you're turning 65 and navigating Medicare for the first time, looking for a more affordable ACA plan, or trying to figure out when to claim Social Security, I'm here to walk through it with you — in plain language, at no cost to you.
I'm Jose A Gloria, founder of The Gloria Agency. I've spent more than a decade building relationships with seniors, families, and community organizations across Winnebago, Mchenry, Kane, DeKalb, and Cook counties. About a third of my clients are Spanish-speaking, and I'm proud to serve this community in the language they're most comfortable with. My goal is simple: make sure you understand your options before you choose one.
Coverage for Every Stage — Medicare, ACA, Social Security, and More
Medicare Plans
Whether you're comparing Medicare Advantage, Medicare Supplement, or a standalone drug plan, I'll help you sort through the options and find what fits your doctors, prescriptions, and budget.
ACA Health Insurance
If you're under 65 or not yet Medicare-eligible, I can help you find an ACA marketplace plan through Get Covered Illinois — including income-based subsidies that may lower your monthly premium significantly.
Social Security Planning
As a Registered Social Security Analyst (RSSA), I help pre-retirees understand when to claim benefits and how that decision connects to their Medicare enrollment timeline.
Life Insurance
From term to permanent coverage, I help individuals and families put the right protection in place — without overcomplicating it.
Group Health Insurance
Small business owners in the Rockford area can work with our agency to find group health plans that attract good employees and fit a real budget.
Locally Rooted, Independently Operated
I'm not a call center. I'm not tied to one carrier. I'm an independent broker representing 9 insurance companies and 75+ plans in the Rockford market — which means my job is to find the right fit for you, not to hit a quota for any single company.
I hold in-person appointments, attend community events, and partner with local clinics, senior centers, and senior living communities throughout northern Illinois. If you're in Rockford, Elgin, DeKalb, Carpentersville, or Schaumburg, I'm likely already working with someone in your neighborhood.
Free Medicare and Social Security Seminars — In English and Spanish
Throughout the year, I host free educational seminars for community members who want to understand Medicare and Social Security before making decisions. These events are open to the public, held in accessible locations, and offered in both English and Spanish.
Common Questions About Working With an Independent Medicare Agent
What does it cost to work with you?
Nothing. My services are completely free to you. I'm compensated by the insurance carriers when you enroll in a plan — so there's no fee, no obligation, and no pressure. You get unbiased guidance at no cost.
Do you only serve Rockford, or can you help people in other parts of Illinois?
I'm licensed throughout Illinois and serve clients across Winnebago, Kane, DeKalb, and Cook counties. I regularly work with individuals in Rockford, Elgin, DeKalb, Carpentersville, and Schaumburg, and I'm available by phone or Google Meet if you're not local.
Can you help me if I speak Spanish?
Yes. I'm fully bilingual in English and Spanish and serve a large Spanish-speaking client base across northern Illinois. You're welcome to call, schedule, or attend a seminar in whichever language is most comfortable for you.
I'm turning 65 soon. Where do I even start with Medicare?
Start with a free appointment. I'll walk you through the basics — what Medicare covers, what it doesn't, and which plan types make sense for your situation. Most first-time enrollees leave that conversation with a clear picture and a plan. You can schedule online or call me directly at (815) 986-8975.
Are you a bilingual Medicare insurance agent serving the Elgin, Illinois area?
Yes. I serve clients throughout the Elgin area and Kane County in both English and Spanish. Whether you need help comparing Medicare Advantage plans, understanding your Part D drug coverage, or figuring out when to claim Social Security, I'm available for in-person or virtual appointments.
What Our Clients Say
Real feedback, real relationships
Beth E.
Tim B.
Cindy B.
James H.
Charlie S.
Chely R.
Bridget Y.
Lauren B.
Yiveni V.
Erick J.
Martha E.
Brad B.
Eslen P.
Juan M.
Nathan A.
Karen S.
Cameron W.
Bob W.
Abbey J.
Dan V.
Delfina P.
Antonio D.
Debora S.
Angela F.
Teresa O.
Elisabeth G.
Kim A.
Horace C.
Roy W.
Josefina P.
Linda M.
Marianna R.
Maria G.
David R.
Andrew B.
Clarise M.
Dale
John R.
Peggy D.
James K.
Kimberly S.
Dennis U.
Robert
Joyce B.
Gabriela R.
S S.
Christina M.
Timothy K.
Lashana B.
Patricia B.
Elizabeth S.
Teri A.
Daisy Y.
Rose S.
D J.
Jenny F.
Agnes
Francisco L.
Tony I.
Valerie K.
Billy G.
Patti K.
Erna D.
George D.
Vanika B.
Judy J.
Joel H.
Glenda B.
Carol L.
Xochilt M.
Josefina E.
Ismael E.
Kevin R.
Lauri N.
Sam N.
Annie A.
Tavares M.
Tiffinie B.
Monte K.
Ready to Talk Through Your Options?
Every situation is different. The best thing I can do is listen to yours. Reach out to schedule a free, no-pressure appointment — by phone, online, or in person.
