Free Help Enrolling in Get Covered Illinois — In English or Spanish
I'm a certified Get Covered Illinois enrollment agent based in Rockford, and I help individuals and families find health coverage through the Illinois ACA marketplace at no cost to you. Whether you're enrolling for the first time or reviewing your current plan, I'll walk you through every option so you can make a confident decision.
What Is Get Covered Illinois?
Get Covered Illinois is the state's official health insurance marketplace, created under the Affordable Care Act to help Illinois residents find and enroll in coverage. Through the marketplace, you can compare plans side by side, apply for income-based subsidies that lower your monthly premium, and enroll in a plan that fits your health needs and budget.
Many people qualify for more help than they expect. Subsidies are available to individuals and families across a wide range of income levels, and some households qualify for $0-premium plans. The challenge is knowing which plan is actually the right fit — and that's where having a licensed agent in your corner makes a real difference.
We still believe that transparency is non-negotiable.
We still take the time to explain policies in everyday language.
And we still measure success by the trust and confidence our clients feel after every conversation.
Why Work With a Certified Enrollment Agent Instead of Going It Alone?
The Illinois health insurance marketplace offers dozens of plans, and the differences between them aren't always obvious from a plan summary. Choosing the wrong deductible structure, network type, or drug formulary can cost you far more than you save on a lower premium.
As a licensed Illinois ACA marketplace agent, I don't charge a fee for my help — my services are free to you. What you get is someone who knows the plans available in Winnebago County and surrounding areas, understands how subsidies interact with your income, and can walk you through the enrollment process from start to finish. I also offer this help in both English and Spanish, so language is never a barrier to getting coverage.
How I Help You Enroll in a Get Covered Illinois Plan
Here's what the process looks like when we work together:
Step 1:
Review Your Coverage Needs
We start with a conversation about your situation — your household size, income, any doctors or prescriptions you want to keep, and what you've paid for coverage in the past. This tells me what to look for before I ever pull up a plan comparison.
Step 2:
Compare Your Options
I pull the plans available in your area and walk you through the ones that make sense for your needs. I explain the real differences — not just the premium, but the deductible, the network, the drug coverage, and what you'd actually pay when you use your insurance.
Step 3:
Apply for Every Subsidy You Qualify For
Many people leave money on the table during enrollment because they don't know what subsidies they're eligible for or how to apply for them correctly. I make sure your application captures every dollar of financial assistance available to you through the Illinois ACA marketplace.
Step 4:
Complete Your Enrollment
Once you've chosen a plan, I help you complete the enrollment through Get Covered Illinois and confirm your coverage is active. If questions come up after enrollment — a billing issue, a plan change, or a life event that affects your coverage — I'm still here to help.
Common Questions About Get Covered Illinois
Is there a fee to work with a Get Covered Illinois enrollment agent?
No. My enrollment assistance is completely free. Agents like me are compensated by the insurance carriers, not by clients. You pay the same premium whether you enroll on your own or work with me — and with my help, you're more likely to find the right plan and claim every subsidy you qualify for.How do I know if I qualify for a subsidy on the Illinois ACA marketplace?
Subsidies are based on your household income and size. Most people who don't have access to affordable coverage through an employer qualify for some level of assistance. The best way to find out is to sit down with me and run the numbers — I can give you a clear picture before you commit to anything.Can I get help enrolling in Spanish?
Yes. I serve a large Spanish-speaking client base across northern Illinois, and I conduct enrollment appointments in Spanish as comfortably as in English. You'll never need to rely on a translator or figure out confusing paperwork on your own.When can I enroll in a Get Covered Illinois plan?
Open enrollment for the 2026 plan year typically runs from November 1 through January 15. Outside of open enrollment, you may qualify for a Special Enrollment Period if you've had a qualifying life event — such as losing job-based coverage, getting married, having a child, or moving. Contact me and I can tell you quickly whether you're eligible to enroll now.What areas do you serve for GCI enrollment help?
I'm based in Rockford and primarily serve clients throughout Winnebago County, but I also work with individuals and families in Elgin, DeKalb, Carpentersville, Schaumburg, and surrounding communities across northern Illinois. Appointments are available in person, by phone, or via Google Meet.
What Our Clients Say
Real feedback, real relationships
Beth E.
Very informative and helpful-nice ,friendly-answered all of our questions -made the process easy.
Tim B.
Jose is great to work with and helped make applying for insurance easy.
Cindy B.
I had a wonderful experience with Jose. He was very helpful and wanted to assist me. I am so glad I found him.
James H.
What is the the experience of going through Medicare and social security is normally a major headache. Jose made this so easy so fast. And painless.
I really appreciate everything he did to help us out. In one hundred percent, I tell anybody he is the man
Charlie S.
I cannot thank Jose Gloria enough for his help. He went above and beyond to help my sister with her Social Security mistakes she made. Also helping my brother with his Medicaid issues. I didn’t feel rushed, and he answered all our questions professionally. I would recommend him to all my family and friends.
Chely R.
(Translated by Google) Mr. Jose Gloria is an excellent person and very professional in his work. He helped my husband get affordable insurance. I highly recommend him. Thank you. Sincerely, Maria Peinado
(Original)
el señor Jose Gloria es una excelente persona, muy profesional en su trabajo. Ayudo a mi esposo a conseguir un seguro económico. lo recomiendo altamente. gracias. Atte María peinado
Bridget Y.
Jose, he was an awesome contact for the need of finding insurance, worked with me within my budget for premiums and looked out for the best possible provider based on my needs.Made it all very easy process.
Lauren B.
The broker helped me with my insurance issue,as no one else was able to
Yiveni V.
(Translated by Google) Jose is very professional and answered all my questions patiently. He helped my family decide on the best health plan for us.
Jose was very professional and answered all my questions patiently. He helped my family find the most suitable health plan for us.
(Original)
Jose is very professional and answered all my questions with patience. He helped my family decide on the best medical plan for us.
Jose fue muy profesional y respondió todas mis preguntas con paciencia. Ayudó a mi familia a encontrar el plan médico más adecuado para nosotros.
Erick J.
Jose did an incredible job at explaining all the information we needed to know. He has a great attitude and is very professional at his job. I recommend everybody to go with him.
Martha E.
I had Jose assist me with acquiring health insurance through the Marketplace and he was very helpful. I would not hesitate to recommend him.
Brad B.
Jose is the best. He helped me with getting health insurance through the Marketplace. He is very knowledgeable and I couldn't be happier with the service that he provided for me.
Eslen P.
(Translated by Google) Mr. Jose Gloria is very professional, explains everything, and is very kind. I recommend him 100%. Thank you so much, sir. People like you are what we need. 👍👍👍
(Original)
El señor jose gloria es muy profesional explica todo y es muy amable lo recomiendo al 100 muchas gracias señor gente como usted es lo que necesitamos.👍👍👍
Juan M.
Very good knowledge and punctuality..Good help choosing a plan.
Nathan A.
I highly recommend Mr. Jose Gloria as a Medicare benefits advisor. He is very thorough and explains different plan options in an easy to understand manner. He genuinely wants to find the best fit for your needs and couldn't be more knowledgeable. He provides a relaxed atmosphere that is not rushed.
Karen S.
Jose is the man to see for your insurance plans. He was so very knowledgeable and explained the difference plans we were looking at. If you need great advice for your insurance needs , see Jose, you won’t be disappointed!
Cameron W.
If you need help selecting a medicare plan, this where you need to go. A+ experience.
Bob W.
Jose Gloria is a very knowledgeable and Professional.He explained all plans that were available and was a tremendous help . Thank you Jose
Abbey J.
We had such a pleasure working with Jose! He really helped us figure out the best plan for our family during a stressful situation and remained professional, knowledgeable and kind throughout the whole process! We look forward to working with him in the future!
Dan V.
I met with Jose this morning to go over my options for additional Medicare options. Trying to do it myself was confusing.
Jose took the time to explain in great detail in terms easy to understand to help me make a good choice.
He spent over an hour to help me. His professionalism, manner of dealing with me, making me feel comfortable and clear on my choices was second to none.
I highly recommend Jose Gloria to anyone seeking help and guidance with their needs.
Delfina P.
(Translated by Google) Mr. Gloria is a very professional person and helped me find an affordable health insurance plan. I highly recommend him for help with a health insurance plan!
(Original)
El Sr Gloria es una personal muy profesional y me ayudo encontrar un plan de seguro medico economico. Le recomiendo altamente para que le ayude con un plan de seguro medico!
Antonio D.
I had a great experience. He helped me find a new insurance plan that still covered my existing doctors. He was very informative, helpful, and quick to respond throughout the whole process.
Debora S.
Jose just did my Medicare updated and he was excellent!!
Jose took the time to explain
Scam techniques, and was extremely patient with Me as I practice on him!!
Jose found the best advantage care package for my needs and was very patient with me and all my questions!
Jose was very personable and I could tell that he liked his job!!
Ps Also his dogs!! 🐶 lol
Thank you for going above and beyond your job!
Blessings,
Debora Sowers
Angela F.
Very knowledgeable
Teresa O.
Jose helped me get the best Medicare Advantage plan for my situation! I highly recommend him for anyone looking for a Medicare plan!!
Elisabeth G.
Great personality and helpful with all the information for my dad’s insurance that we did not know before thanks Jose for your helping if you need help on your insurance contact him
Kim A.
Patient, well informed and easy to understand. Interesting conversation as a bonus.
Horace C.
I highly recommend Mr. Gloria and his agency as an advisor for Medicare insurance renewal. His expertise can guarantee the best policy to serve your needs.
Roy W.
Very professional made everything understandable and I have great insurance now
Josefina P.
Jose is a very good agent, he is always patient, and explains our Medicare plan options in easy to understand language.
Linda M.
He was very informant, and help explain everything. He made me feel alive more confident, about what my plan is about. Thank you.
Marianna R.
He was very knowledgeable answered all my questions about my Medicare advantage olanand very pleasant ,
Maria G.
Mr. Jose was very professional, knowledgeable and informative. Answered every question and helped us understand our options available for medical insurance for our father needs.
David R.
Very reliable, patient, easy to talk to and knowledgeable He's always a great help with choosing the best Medicare plan for my needs
Andrew B.
I was very happy with the presentation and would suggest to any of my friends that they meet with Gloria to get their own personal presentation.
Clarise M.
I went to see Jose Gloria about different Medicare insurance and he is very knowledgeable about Medicare and Medicaid insurance. He took his time to explain the different types of insurance to me and how each one worked, and I decided on which one I wanted and handed me his card and any questions just give him a call. His office is on East State.
Dale
Jose was excellent in helping me with a suitable insurance plan.
John R.
Jose. With signing up for my Health Insurance Policy and explaining and making sure I understand what my co-payments are being a lot lower cost and out of the the pocket expense and took plenty of time to make sure I was understanding what I was signing up for.
Peggy D.
Jose did excellent work helping me with my Medicare plan
James K.
Knowledgeable and ALWAYS WILLING to help. Best I've worked with.
Kimberly S.
Very detailed, personable and knowledgeable
Dennis U.
Jose is very knowledgeable and easy to work with when looking for medicare insurance. He helped find a policy I'm very happy with and answered any or all questions I had. Would highly recommend if looking for insurance needs.
Robert
He was very helpful for my questions
Joyce B.
He is always fantastic. He always answers my questions to the fullest extent. He is a valuable asset to me and the office. I encourage all to use his knowledge for their benefits.
Gabriela R.
(Translated by Google) Excellent service, attention, and professionalism. The advice is thorough and clear. Highly recommended.
(Original)
Excelente servicio, atencion y profesionalismo. La asesoria es completa y clara. Mas que recomendado.
S S.
This gentleman was very helpful. He takes his time and will answer any questions you may have. I appreciate his willingness to help and be upfront with his knowledge. A+
Christina M.
I'm so thankful for the time that Jose spent helping me switch my Medicare plan and making sure I understood all the information that came with my new plan. He was very thorough and so kind, thank you so much!!
Timothy K.
Jose is one of the greatest when I say he gets the job done he gets the job done…
Thank You So Much Scarlett Jefferson
Lashana B.
The Gloria Agency is a very great business Mr Jose Gloria explained everything to myself very well so that I could understand it. So overall I would recommend The Gloria Agency to everyone.
Patricia B.
All my questions were answered. Mr. Gloria helped me with my medicare Questions and the different plans available. Very.
Nice and professional.
Elizabeth S.
(Translated by Google) I was very pleased with the service Mr. Gloria provided. Excellent person!
(Original)
Me agrado el servicio que me brindo el Sr Gloria. Excellent persona!
Teri A.
Jose Gloria was awesome. He explained every single detail about Aetna. He has always been super nice and very informative with all my requests and questions. I adore him, and will recommend him and his service to any one in need. Thank you so much.
Daisy Y.
(Translated by Google) Jose Gloria is honestly a great agent and very thorough. Very helpful and went over Medicare insurance that best fit both of my parents.
Jose Gloria is honestly a good agent. He helped me with Medicare insurance for my parents.
Highly recommend him!
(Original)
Jose gloria is honestly a great agent and very thorough. Very helpful and went over Medicare insurance that best fit for both of my parents.
José Gloria es honestamente un buen agente. Me ayudó con el seguro del plan de Medicare para mis padres.
Highly recommend him !!
Rose S.
Hi my name is Rose Stamps. I had the pleasure of getting Insurance with The Gloria Agency. Mr. Jose Gloria is very knowledgable, explaining each detail of the plan that I'm getting. He is also very personable, answering each question that I asked him. He made certain that my doctor's that I have, I'm able to keep with my new plan. I'm very pleased, and will pass along to my friends regarding his insurance.
D J.
I had a wonderful experience with Jose regarding my mother’s health insurance. We needed to switch her to a plan that was more suitable for her medical needs and Jose made sure to go over all the necessary details to carefully pick the best option for her. Would recommend.
Jenny F.
Jose was very articulate in explaining and showing me several companies/coverages to choose from for my Medicare needs. Thanks Jose! 🙃
Agnes
Jose was very helpful in assisting me in choosing a plan that was more beneficial for me. I would recommend him for your Medicare options. He went over all info, did not pressure one way or the other and made sure I understood my options. Thanks Jose
Francisco L.
Jose has a great experience and knowledge about Health plans . He did a great job explaining pros and cons based on my personal situation , we went to all available plans available in my area .
I made the best decision with Jose’s unbiased analysis.
Highly recommend specially if you need bilingual English-Spanish assistance.
Tony I.
Jose is very detailed about getting the best policy for my needs.
Valerie K.
Jose Gloria is always prepared for our meetings. He answers my questions that help me make an informed decision about my insurance needs.
Billy G.
Mr.Gloria was very professional on today as always and each time i talk to him he alwayd try to find a better way or a better plan that fit the individual
Patti K.
Jose was awesome!! Very knowledgeable in the insurance field , set me up with a fantastic medical plan , very satisfied with the outcome.. would highly recommend The Gloria Agency for anyone needing insurance needs.. Job well done!! 👏💯
Erna D.
Jose Gloria greatly helped us understand what supplemental insurance fit us the best and explained everything Very friendly and answered all our questions he is #1 in our book
George D.
Jose was a great help. He made me feel relaxed. He's a calm person and listens to us. I'm glad we had him thanks.
Vanika B.
Everything is going great
Judy J.
Having to purchase Shedule D Ins. For the first time. Mr. Garcia was a Joy to work with; explanation of terminology, quick text and phone call returns. He found the right plan for me!
Joel H.
Jose was very patient with us,showed us a lot of different options for Medicare Advantage plans, explained them to us, and answered any questions that we had. We had an excellent experience dealing with him. He was very kind and made every effort to make sure that we were comfortable in his office.
Glenda B.
Jose Gloria has been most helpful in assisting me to navigate the annual confusion of the Medicare/Medicare Advantage enrollment periods. Thank you, Mr Gloria, for making this process easier.
Carol L.
I would recommend Jose to anybody in everybody if you need an insurance agent
Xochilt M.
(Translated by Google) Extremely helpful, highly recommended
(Original)
De muchisima ayuda altamente recomendado
Josefina E.
(Translated by Google) Jose helped us a lot with our insurance. We highly recommend him!!
(Original)
Jose nos ayudo mucho con nuestro segura. Se lo recomendamos mucho!!
Ismael E.
(Translated by Google) Jose provided excellent service, helping us find the best insurance for us. We recommend you visit him for assistance!
(Original)
Jose nos dio muy buen servicio, ayudándonos encontrar la mejor aseguranza para nosotros. Le recomendamos que lo visiten para que le ayuden también!
Kevin R.
Jose was so very helpful and nice. The whole process was quick and easy. I highly recommend him to anyone who needs insurance. He explained everything in a way I could understand. Thank you so much Jose!
Lauri N.
The Gloria agency is the best in the business. The staff is very knowledgeable and takes their time to go over different plans, so you can find the right plan that fits your needs. I am exceptionally happy with my health insurance plan, and I have Jose to thank for that. He came to my house and spent time with me and asked me questions about what my insurance needs were. We were able to find a plan that was perfect for me. You have to give the Gloria agency a call, trust me…they are the best in the business.
Sam N.
I was very satisfied with Jose and how easily he was able to switch me to a better health insurance plan that even included a monthly allowance for food. I would recommend him to anyone who needs a good health plan.
Annie A.
He gives you the best advice and he looks to all different insurances to see the one that will fit you the best I've been a client of his for almost a year going on to so if you're looking for someone to help you find good insurance and you're 65 and over call him
Tavares M.
Jose is very responsive, thorough, personable, and caring. He answered my questions, and guided me efficiently through the process.
Tiffinie B.
Gloria is the best out there!!!! He listens to you!!!! He does a fantastic job!!! I will keep going to him!!!!
Monte K.
We had a great experience working with Jose ,our Marketplace insurance broker. He made the process simple, answered all our questions , and helped us find the right coverage for our needs. We really appreciate his professionalism and highly recommend his services!
Ready to Find Coverage That Actually Works for You?
You shouldn't have to figure out the Illinois health insurance marketplace on your own. I've helped hundreds of families in this community find plans they can afford and actually use — and I'm ready to do the same for you. Call me at (815) 986-8975 or schedule a free appointment online.